OK. I know that there's a problem with mine.
That's why I wanted a loan.
If I had lots of INCOME, I wouldn't have the DEBT.
My bank guy thought he had a great plan but...
The City stopped that.
Several years ago I qualified for a grant to rehab my electrical, plumbing, stuff like that.
I'm eternally grateful of course,
But apparently I am not allowed to consolidate any debt and subordinate the lien until the full 10 years of the grant has gone by.
I get it.
Sort of. Although my mind first goes blank
and then there's a buzzing noise when it comes to finances.
But Hey! I'm used to living the edge
and on the BRIGHT side....I don't have to rush my repairs/remodeling on my home.
Rather than just fix things to pass an appraisal I can work on making them EXACTLY how I want it to be.
To be honest, at first I was crushed.
I got the news at work and it was hard not to cry but....
I've got my health.
I'm actually very fortunate.
Things happen for a reason.
Still.... I'm bummed.
Time for some garden therapy.